It makes no sense to contact the bank in a situation like this because you will not be able to receive emergency money the same day (or even the next day). Banking organizations take too long to consider loan applications. Additionally, banks make higher demands on their customers.
So, where should you apply for an urgent money loan in a case like this? In our opinion, the best option is to borrow money from a microcredit organization that issues payday loans in 24 hours or even faster.
You can get emergency money fast in two ways: personally visit the office of one of the lenders in your city or apply online (that is, via the Internet). You, as the individual borrower, need to decide for yourself which method is more convenient for you.
The benefits of visiting a credit agency in person are that you can personally communicate with the employees of the organization and get any questions you have answered personally. Also, the employee will definitely be able to help you fill out the application form.
On the other hand, the advantages of online emergency loans are obvious: ease of application, an almost instant solution, and there is no need to leave your home or workplace (you can fill out the application from your smartphone, laptop or tablet). Because an application can be submitted at any time of the day, you’ll save a lot of time and effort compared to applying in person.
So, you’ve decided to go to a loan agency to meet with the manager and ask a few questions before filling out the application? Great! First, you need to find a credit company near you, so as not to waste time driving around in search of one. Our service will help you solve this problem. Just select your state in the bottom (or side) menu, and then your city. You will see a full list of legal direct lenders nearby.
You will not be able to receive urgent cash immediately. This process usually takes 24 hours. However, you can find out the loan decision instantly (or within minutes). The lender will then send the cash to your personal bank account. You will receive the money within 1 day. Phrases like “immediate cash” and “no credit check” are often used for promotional purposes, but it is vital to keep in mind that NOBODY will agree to lend emergency money (loans) without checking the borrower’s credit history, income, marital status, etc. Don’t fall for these tricks!
Yes. You can get an urgent cash advance with bad credit or no credit rating at all (even if you have never taken out a loan before). But in this case, you must understand that lenders will not approve the maximum loan amount ($5,000). Only a small amount of up to $400-500 will be available to you, or sometimes even just $100-200.
However, if you repay the money on time, then your credit history will improve and you will have access to a larger loan amount the next time you apply!
Do you want to apply for an emergency loan online, but you’re afraid of scammers or intermediaries who will charge you for their services? Our website works only with verified direct lenders who have official licenses to issue emergency payday loans. We will send your application to multiple direct lenders at once to increase your chances of approval.
However, you will NOT pay any additional (or hidden) fees, and the interest rate on the loan will NOT increase for you. Our services are absolutely free for all customers / clients.